A bicycle is not a car, and even the new electric models escape the classification of a motorcycle. So why do bikes fall under the definition of a vehicle? The reason is bicyclists must follow traffic laws. If bicyclists could do whatever they wanted on New York streets, more accidents would likely result. Traffic laws exist for everyone’s safety, and bicycle enthusiasts should follow those rules.
Riding a bike and following traffic laws
Bicycle accidents could happen because a car’s driver commits a gross moving violation. Not all bicycle accidents are a car or truck driver’s fault,, however. A bicyclist that goes through a stop sign at full speed puts themselves and others at great risk. The establishment of bicycle-related traffic laws intends to curtail such potentially tragic incidents.
Bicyclists that follow fundamental safety rules, such as remaining in the bicycle lane, using hand turn signals, and traveling with traffic flow, could increase safety. However, deliberately ignoring traffic laws may result in injuries.
Negligent bike riding behavior
If a bicyclist is at fault for an accident, he or she could face liability claims. An intoxicated bicyclist might cause a car crash that leads to the driver, passenger, and pedestrians hurt. Personal injury victims would probably file a lawsuit to recover their losses, meaning the bicyclist might have to pay.
Surprisingly, the bicyclist’s insurance company could pay. The bicyclist’s auto insurance policy may cover all or some of the losses if the bicyclist has an auto policy. Perhaps there’s another policy in place that provides liability coverage. A food delivery bicyclist may have commercial liability insurance, for example.
Bicyclists doubtfully want to get involved in an accident, regardless of insurance coverage limits. Those bicyclists that ignore traffic laws may not avoid legal troubles forever, though.