Motor Vehicle Accident FAQ
Motor vehicle accidents are among the most common causes of injury in The Bronx, Queens, and throughout New York City. With heavy traffic, congested intersections, public transportation, delivery vehicles, and rideshare services constantly on the road, crashes can happen in seconds and leave victims facing serious physical, emotional, and financial consequences.
A motor vehicle accident can involve cars, trucks, motorcycles, buses, taxis, rideshare vehicles, cyclists, or pedestrians. These collisions are often caused by distracted driving, speeding, failure to yield, reckless lane changes, drunk driving, or poor weather conditions. Even a seemingly minor crash can result in injuries such as whiplash, herniated discs, fractures, traumatic brain injuries, or long-term pain.
New York’s no-fault insurance laws add another layer of complexity after an accident. Victims must understand how insurance claims work, what benefits they are entitled to, and when they can step outside the no-fault system to pursue additional compensation. Knowing your rights early on can significantly impact the outcome of your case and your financial recovery.
Frequently Asked Questions
After a crash in The Bronx, Queens, or anywhere in NYC: Stay at the scene and check for injuries. Call 911. Exchange information. Take photos of the vehicles and scene. Do not admit fault. Seek medical attention even if you feel fine.
New York is a no-fault state. Your own insurance pays for medical bills and lost wages up to policy limits regardless of who caused the crash. However, if your injuries qualify as serious under New York law, you may pursue a claim against the at-fault driver.
You may file a lawsuit if your injuries meet New York’s serious injury threshold such as fractures, permanent limitations, or significant disfigurement, or if your economic losses exceed no-fault limits.
Your own no-fault insurance typically pays for medical treatment and lost wages. If you meet the serious injury threshold, you may seek additional compensation from the at-fault driver.
Yes. A police report is an important piece of evidence that documents fault, damages, and witness statements.
Generally, you have three years from the date of the accident to file a personal injury lawsuit in New York. Shorter deadlines may apply in cases involving government entities.
You may recover medical expenses, lost wages, future medical care, pain and suffering, emotional distress, and other damages depending on the severity of your injuries.
New York follows pure comparative negligence rules. You can still recover damages, but your compensation will be reduced by your percentage of fault.
You may still be able to recover compensation through your uninsured motorist coverage if the at-fault driver cannot be located.
Contact Shikh Law
If you or a loved one were injured in a motor vehicle accident in The Bronx, Queens, or anywhere in NYC, contact Shikh Law today for a free consultation. We are committed to protecting your rights and pursuing full compensation for your injuries.
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